After returning from this year's World Economic Forum, I have been asked many times about my most important takeaways. Artificial intelligence (AI), especially generative AI ("GenAI"), was among the most discussed issues at Davos this year. The recent introduction of large language models (powered by, for example, ChatGPT) creates high hopes (and excitement) about what AI can do in the future for productivity and economic growth.

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Last year, US President Joe Biden's administration upset big tech companies and all those who profit from our personal data by abandoning a proposal that would have violated data privacy, online civil rights and liberties, and antitrust safeguards.

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Building a successful investment portfolio requires a clear understanding of your financial goals, risk tolerance, and investment style. Whether you're a beginner or an experienced investor, following a structured process can make all the difference.

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